Even the largest U.S. employers may be having trouble determining whether their wellness programs do much to keep participants well.
Analysts at Arthur J. Gallagher & Company have included data on employers’ efforts to evaluate wellness programs in a large collection of employer survey data. The survey managers received responses from about 3,000 U.S. employers of all sizes, including about 1,000 with wellness programs.
The analysts found that, for example, 66 percent offer some kind of short-term disability (STD) insurance, 72 percent offer long-term disability (LTD), and the percentages are even higher for employers with at least 100 full-time equivalents (FTEs).
The employer sponsors usually pay all of the STD and LTD premiums or none.
About 67 percent offer employer-paid dental coverage, 26 percent offer employee-paid dental, and 72 percent of the dental plans offered provide coverage for in-network orthodontic care.
In the section on wellness programs, the analysts report that 42 percent of the participating employers, and 70 percent with 1,000 or more FTEs, have wellness programs.