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August 21, 2015 at 10:03 AM
Even the largest U.S. employers may be having trouble determining whether their wellness programs do much to keep participants well.
Analysts at Arthur J. Gallagher & Company have included data on employers’ efforts to evaluate wellness programs in a large collection of employer survey data. The survey managers received responses from about 3,000 U.S. employers of all sizes, including about 1,000 with wellness programs.
See also: Towers Watson: Wellness Incentives to Hinge on Outcomes
The analysts found that, for example, 66 percent offer some kind of short-term disability (STD) insurance, 72 percent offer long-term disability (LTD), and the percentages are even higher for employers with at least 100 full-time equivalents (FTEs).
The employer sponsors usually pay all of the STD and LTD premiums or none.
About 67 percent offer employer-paid dental coverage, 26 percent offer employee-paid dental, and 72 percent of the dental plans offered provide coverage for in-network orthodontic care.
In the section on wellness programs, the analysts report that 42 percent of the participating employers, and 70 percent with 1,000 or more FTEs, have wellness programs.
