Consumers with private health insurance generally like their health coverage, but they say they are having a harder time getting medical appointments.
Consumers with high-deductible coverage and no health savings account (HSA) or health reimbursement arrangement (HRA) are especially likely to report appointment-setting problems.
Paul Fronstin, an analyst at the Employee Benefit Research Institute (EBRI), and Anne Elmlinger, an analyst at Greenwald & Associates, have published appoint access data in a summary of results of an Internet survey of about 2,000 adults ages 21 to 64 who had private health coverage.
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The survey team conducted the interviews in August 2014.
The sample included people who had employer-sponsored coverage, and it also included people who bought their own individual coverage, either through a Patient Protection and Affordable Care Act (PPACA) exchange or through the off-exchange market.
The analysts divided the participants into three groups: those who have traditional low-deductible coverage, or coverage with an individual deductible under $1,250, or a family deductible under $2,500; enrollees in high-deductible health plans (HDHPs), or those with high-deductible plans and no access to HSAs or HRAs; and members of account-based health plans, or those with high deductibles and access to HSAs or HRAs.