Vermont gears up for 2015

Exchange decisions will have a major effect on the Vermont commercial health insurance market, because Vermont has eliminated new sales of coverage in the non-exchange individual and small-group health insurance markets.

Officials expect the 2015 maximum out-of-pocket limit to increase to $6,750, from $6,350, for individuals and to $13,500, from $12,700, for families.

One proposed plan design change would reduce the out-of-pocket cost for basic children’s dental services to zero. If the changes are made, families will not have to meet deductibles or pay any cash out of pocket for children’s dental exams, X-rays and cleanings.

See also: 

• Some state exchanges take hits, too
• Vermont stumps health insurance buyers
• CO-OPs go live, too