As a key federal exchange plan selection deadline nears, sellers still face enrollment system problems.
Consumers who want commercial individual coverage to start Jan. 1 now have until Jan. 10 to pay for coverage, thanks to the carriers themselves.
But, to have coverage in place Jan. 1, consumers still have to pick a plan by Dec. 23.
Covered California and many other state-based exchanges also are sticking to a Dec. 23 plan selection deadline.
The original Patient Protection and Affordable Care Act exchange plan enrollment deadline was Dec. 15.
Open enrollment runs until March 31, but consumers who sign up for plans after Dec. 23 might not have coverage in place until Feb. 1, at the earliest.
Officially, Monday is a work day, but many schools are starting their winter break as early as midday on Friday, and some employers will already be operating with skeleton crews Monday.