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Life Health > Health Insurance > Health Insurance

The market was working

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I think the editorial writers here and elsewhere who defend the sections of Obamacare that affect health insurance are missing a couple of critical points. 

Number 1: In the United States, we haven’t had a genuine health insurance market working under free-market principles for quite a while.

Near as I can figure, the distortion began when employers begin to offer health insurance in lieu of increased salaries back during World War II.

The distortions have grown and grown.

Basically, if “someone else” is paying the health care bill, we don’t care how much it costs — until “someone else” steps aside and we do have to pay.

Number 2: All of the government intervention over the past 20 or so years has been passed by well-intentioned, but shortsighted, legislators and congressmen.

The promoters of these schemes have had one goal in mind from the start: Break the system so they can “save” it by taking it over.

Make no mistake, the people who are behind Obamacare intend for it to thoroughly fail and crash the system, so they can take it over in the name of saving it!

I am satisfied that urgency of passing Obamacare came from the fact that the real free market was in the process of righting the system.

Health savings accounts were putting price pressure on the market, and the market was responding with innovations. The $4 prescription program at Wally World was one of the first.

Walk-in clinics at Walgreens, Wally World and some supermarkets came next.

Doctors were beginning to make house calls again.

All of those signs of progress have been set back by the passage of Obamacare. Yes, insurance companies share the blame. But, beware when big business (both insurance companies and employers) gets in bed with big government. Freedom and liberty are always lost to a certain degree when that happens.

The only solution is for people to pay directly for their care. Then, the market will take care of itself. And, like in the old days, doctors will simply voluntarily treat the neediest patients for free, or real close to it, without the involvement of a huge government bureaucracy.

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