The U.S. Labor Department and other federal departments will be giving the sponsors of expatriate health plans extra time to comply with the Patient Protection and Affordable Care Act of 2010 (PPACA).
The Labor Department, the U.S. Department of Health and Human Services (HHS) and the U.S. Treasury Department have decided to free insured group expat plans from having to comply with major PPACA provisions during plan years that end on or before Dec. 31, 2015.
The Employee Benefits Security Administration (EBSA), an arm of the Labor Department, has described the temporary transitional relief the departments are offering in a brief response to a frequently asked question (FAQ).
The relief applies to the provisions in Subtitle A and Subtitle C PPACA Title I.
Subtitle A deals with group market rules, such as annual benefits limits and the rules governing rescissions.
Subtitle C relates to underwriting restrictions, coverage mandates and rate review requirements.
The Labor Department and other departs recognize that expat plans may find it impossible, or nearly impossible, to comply with all relevant PPACA rules, at least in the near future, EBSA officials said in the FAQ answer.