One in three people over the age of 65 are still working as well as 7 percent of people over the age of 75, which begs the questions: is this the new normal? Granted, people are living longer but not many plan on working well into their 70s. Janet Sims-Wood, Ph.D., is now working as a librarian and does not envision stopping at all. Her savings were decimated in the crash and her house is underwater but she still manages to enjoy staying active and interacting with people. What does this trend augur for the insurance and retirement services industry?