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Phone apps keep your health insurance handy

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There are several smartphone app options to manage your finances, but surprisingly few to manage health insurance. That is changing. What can these apps do? They can allow consumers to file claims, check copays and deductibles, manage HSAs, locate doctors, compare prices on medications and medical services, and more. Developers have doubled up on security to protect consumers and have even incorporated features that allow others temporary access to information. An example might be babysitters who will have more information than just a doctor’s name and phone number in the case of an emergency. So far, access to health insurance apps depends on whether insurers or employers have decided to have such an app developed.