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2013 HSA and FSA Cheat Sheet (BenefitsPro)

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Contribution limits for health savings accounts and high deductible health plan minimum required deductibles will increase in 2013. Coverage for individuals will increase $150 from 2012 to $3,250. Family coverage will increase $200 to $6,450. HDHP minimum required deductibles are increasing for the first time in three years. Self-only coverage increased to $1,250, family coverage is twice that at $2,500. The out-of-pocket maximum for self-only coverage will be $6,250, $12,500 for family coverage. Contribution limits for flexible spending accounts will also see changes. Starting Jan. 1, 2013, FSAs will have annual limits of $2,500 per year. However, the average FSA participant contributes only $1,400 per year, and employers are still allowed to add supplementary funds to FSA accounts beyond the $2,500.