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January 10, 2012 at 10:35 AM
Paul Fronstin has found evidence that the Patient Protection and Affordable Care Act of 2010 (2010) has done some Americans some good.
Fronstin, a researcher at the Employee Benefit Research Institute (EBRI), Washington, has published the evidence in a look at the effects of the PPACA young adult health insurance requirements on U.S. residents ages 19 to 25.
Typical group health plans that offered dependent coverage were making dependent coverage available to children up to age 18, and to older children who were still in college.
Moved by stories about young adults who died or suffered serious health problems after losing access to dependent coverage, many states then enacted laws requiring plans to make dependent coverage available to adult children in their teens and twenties who were no longer in school.
Starting with policy years that began on or after Sept. 23, 2010, PPACA has been requiring plans that offer dependent coverage to make the coverage available to adult children ages 19 to 25 as well as to children ages 18 and younger.
Fronstin studied the effects of the provision by looking at the most recent government survey data, including figures from late 2010 and, in some cases, early 2011 from the Current Population Survey, the Survey of Income and Program Participation, and the National Health Interview Survey.
