By November 23, the Super Committee must present to Congress its proposal for how to trim at least $1.2 billion from the federal deficit over 10 years — an overwhelming task by all accounts. In the weeks since this panel was established, thousands of organizations have offered their thoughts about how to make these cuts. On the topic of Medicare alone, the committee has heard from groups as far-ranging as the AARP to the National Association of Home Care and Hospice, some condemning Medicare as an entitlement program that’s leading America toward fiscal disaster, others praising the program as one that saves untold lives. Reconciling all these different truths is an unenviable position — and one that is further stressed by a rapidly approaching deadline.
Insurers have may defenses. One problem: The bad guys know about the defenses.
The law affects access to policy loans for insureds who are getting LTC-related accelerated death benefits.
One is for a final expense and annuity IMO, and the other is for a Medicare plan IMO.
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