Kathleen Sebelius, head of Health and Human Services, authored this piece on how Independent Payment Advisory Boards can save Medicare from out of control spending. Here is her piece posted at Politico.com.

Craig Ritter is the president of Ritter Insurance Marketing. He can be reached at craigr@ritterim.com or 800-769-1847, ext. 205. You can visit his blog at http://blog.ritterim.com.