Close Close
Popular Financial Topics Discover relevant content from across the suite of ALM legal publications From the Industry More content from ThinkAdvisor and select sponsors Investment Advisor Issue Gallery Read digital editions of Investment Advisor Magazine Tax Facts Get clear, current, and reliable answers to pressing tax questions
Luminaries Awards
ThinkAdvisor

Life Health > Health Insurance > Your Practice

Rep. Congressman Asks, "Where's My Health Insurance?"

X
Your article was successfully shared with the contacts you provided.

During a recent orientation for new freshman Congress members, Republican Andy Harris a Maryland anesthesiologist elected on an anti-Obamacare platform was shocked to learn that he would have a month-long waiting period for his government-subsidized health benefits.

According to a staffer present at the orientation, Harris asked what he was supposed to do for himself and his five children without health care for 28 days, and requested an option for a temporary plan he could purchase from the government to cover the gap. (A plan which would be eerily similar to the public option Harris said was the gateway to socialized medicine during his campaign, the staffer observed to Politico.) Harris also claimed that the government is the only employer hed ever worked for where he didnt receive his benefits immediately upon starting his new position.

But as anyone whos ever worked in the real world knows, employer waiting periods are pretty typical theyre usually anywhere between one and three months long, and are put in place to prevent new employees from filing a large claim and immediately leaving the company. Perhaps Harris doesnt think anyone would ever bother leaving a congressional post or perhaps he truly has always been lucky enough to work for companies who have handed him his benefits right away.

Fortunately for Harris, even without a public option for his in-between period, he will be able to purchase COBRA coverage for the 28 days without coverage though he will have to pay the entire portion of his own premiums, plus a 2 percent administration fee. Or he could just wing it, and attempt to live for 28 days the way that 46.3 Americans (15.4 percent) live without health insurance.

If you were Harris, what would you choose?


NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.