This year’s elections have brought a call for repeal of the health care reform under the Patient Protection and Affordable Care Act and would replace it with proposals that, among other ideas, would eliminate tax deductions for employer-provided health care.
And it’s about time. Americans are sick of this socialistic PPACA nonsense. They are eager to pay higher premiums and get less health care in return. They are sick of being squeezed by big government and are anxious to be squashed by big business.
At least, that’s what the repeal-and-replace (R&R) crowd would have us believe.
Those who want to repeal PPACA would replace it with such measures as letting insurers provide coverage across state lines, creating high-risk pool plans for people with pre-existing conditions and subsidizing lower-income families’ purchase of health insurance instead of providing them with government-paid care.
Instead of a government-backed health care program, they also would promote the sale of health insurance in the individual market. The obvious problem with that is the individual market does not offer the purchasing strength available through the group market.
The proposal to provide a health care tax credit to low-income families is aimed at diminishing the role of public health coverage such as Medicaid and Medicare. Under the proposal, people eligible for Medicare would be offered a voucher worth $5,900 per family.
In view of the average cost of employer-provided coverage today, which is close to $14,000 per employee according to one recent study, this proposal would be laughable if it were not so wretchedly indifferent to reality.
None of these proposals would do anything to eliminate the many inefficiencies in our health care system, such as the thousands of deaths that occur each year due to medical mistakes.