Amid the seething tide of bedbugs terrorizing the population these days is yet another uncomfortable fact: most infestations are not covered by insurance, with just a couple of exceptions.
Homeowners who find the bloodthirsty beasties upon their return from that hotel they thought was so nice shouldn’t count on their homeowner’s insurance to pay for the exterminator. Ditto for renters. There generally are vermin exclusions for animals and pests.
But if they’ve been guests somewhere and come home with a crop of bites, they might just be in luck – it may be covered under the liability portion of the policy.