Micro-businesses (those with fewer than 10 employees) and the self-employed are uncertain that their existing health care plan will meet the new rules under health care reform, according to a new survey.

The new Affordable Care Act allows entrepreneurs to keep the plan that they already have, provided that it meets certain requirements, notes the National Association for the Self-Employed (NASE), Washington. The trouble is, most entrepreneurs don’t understand how the changes required by the law would affect their monthly premium costs.

A recent NASE survey found 65% of micro-businesses say they only somewhat or slightly understand the new grandfathered plan requirements and how those provisions may affect their ability to keep their plans.

Of those aware of the grandfathering requirements:

–43% thought they can keep their plans.

–57% were either unsure or knew that they would be unable to keep their current plan.

–92% believed the self-employed and small business owners should receive a notice from their insurer or from the Federal government about whether their plan qualifies for grandfathering.

–Close to 50% wished to keep their current coverage.

About 67% of those surveyed said they had changed insurance carriers since the start of their business, with 55% percent of those saying the main reason for the change was a desire to find a better deal or lower costs.

Over 230 small business owners took part in the survey, which was conducted online.

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