A New York state municipality that operates an ambulance service cannot waive deductibles, co-payments or coinsurance amounts for community residents, officials say.
The New York State Insurance Department Office of General Counsel (OGC) has published that conclusion in a response to a question about waivers of health insurance cost-sharing amounts.
Someone asked the New York department when a municipal ambulance service could, without an insurer’s knowledge, waive co-payments, co-insurance, or deductibles for community residents who are not in Medicare plans.