The U.S. Department of Health and Human Services has set up a health care and health insurance website that it recently promised to create.
President Obama said in June that HHS would post information about “unreasonable premium increases” on the website, at http://healthcare.gov
The new site is now up. It provides information about every Medicaid, Children’s Health Insurance Program, and Pre-Existing Condition Plan high-risk health insurance pool in the country, officials say.
The site database also includes data on about 1,000 insurance carriers, 2,030 individual health products that are open to new customers and 3,531 small group products that are open to new customers.
An insurance finder tool can help visitors find programs and products that might suit their needs.
For an applicant seeking family coverage in New Jersey due to anticipated job loss, for example, the finder tool listed six categories of options, starting with special enrollment based on spouse’s health plan down to “find care you can afford.”
A consumer wanting to use the “find care you can afford” option would have to click 3 times to get to a form to be used for locating nearby “safety net” health centers.
The “health insurance plans for individuals & families,” which is third on the list of categories, can provide information about the private health plans available in New Jersey after the visit clicks once, enters a ZIP code, and then clicks again.
The site also provides hospital quality comparison tool and an explanation of the Affordable Care Act — the package that includes the Patient Protection and Affordable Care Act. The site does not yet seem to include information about health carrier premium increased, or proposed rate increases.