In response to “Obama and seniors and health care, oh my!“
I sold 99 Medicare Advantage Plans during the AEP and so far in the OEP. My clients and I (I am also on Medicare) count on the benefits of Medicare Advantage Plans. My senior clients are very upset. They feel that they have paid in to these plans and that benefits are being taken from them to give to people who have not contributed.
- Stu Forer
In response to “Separate and equal: A fixed annuity solution“
The advantages of fixed annuities are:
1. Principal protection
2. Guaranteed rate of return
3. Tax-deferred growth
4. Features similar to life insurance. With a death benefit feature you don’t have to buy an additional life insurance policy, thus saving you money. Similar to life insurance, this feature can provide your beneficiaries with a stream of income for the agreed term.
5. Protection against outliving your retirement.
6. Protection against market volatility.
– Tony Stark