An agent from Milwaukee, WI asks…

Q: Can someone opt-out of Medicare Part A? If so, what is the process?

A: Part A is earned after paying 40 quarters of Medicare taxes. In other words, beneficiaries are entitled to Part A. I cannot imagine why anyone would want to opt out of a program they have earned. What is the point of opting out? There are no benefits to opting out of Part A.

Our Medicare expert is Mike Smith, president of The Brokerage Inc. He can be reached at mike@thebrokerageinc.com or 469-635-6703.

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