Typical group long term care insurance buyers were older in 2009 than in previous years, according to the American Association for Long Term Care Insurance.

When the AALTCI, Westlake Village, Calif., looked at 66,000 new purchasers of employer-sponsored LTC insurance, it found that 37% of the new group buyers were ages 55 or older in 2009, compared with 28% in 2008.

But the AALTCI also found that 8.8% of the new group policies issued last year went to employees ages 34 and under, up from 1.2% in 2008.

When the AALTCI looked at the ages of insureds who filed initial LTC insurance claims in 2009, it found that, in the individual LTC insurance market, only 2% of initial claims were filed by insureds ages 59 or younger.

In the group LTC insurance market, 6.4% of initial claims were filed by individuals ages 59 or younger.

Other AALTCI group LTC insurance survey results:

- About 45% of all new group enrollees selected daily benefit levels of $149 or less, up from 42% in 2008.

- The percentage of new group enrollees who tried to save money by choosing short, 3-year benefit periods fell to 22%, from 27%. The percentage of new enrollees who picked 5-year benefit periods increased to 66%, from 61%.