If you want to get a fellow insurance agent going, ask him or her about health care reform.
“I am a capitalist! For all people, for all business, and want 90 percent of the government to exit our world.”
“Get something done, even if it is not perfect.”
“The companies need to restructure and not pay the upper echelon so much money and perks. The overhead is out of control. They are keeping the pricing higher than it needs to be for consumers. I paid $4,020 in premiums and had a $2,500 deductible and 80/20 copay. I had my well-care exams and a colonoscopy, which was not considered well care, so it had to be applied to my deductible. I paid $6,500 for my care including my premiums, deductible, and copay, and the insurance company paid $350 on my behalf for the year. There is something wrong with this picture!”
These comments all came from our 2010 Health Market Study, where we asked producers to offer their thoughts on the various iterations of legislation that have made their way through the House, the Senate, and the executive chief’s desk. Typically, “comment” sections garner between 25 and 50 responses on our studies. This time around, with nearly 650 agents taking the overall study, 166 took the time to comment on their views on health care reform.
“Until politicians can separate health care reform from health insurance reform, we will continue to spin around in a circle. On the insurance side, getting rid of pre-existing conditions limitations on all policies is important. Also, work on provider access and the entire financial setup of our current system … it’s broken!”
“Let the Republicans do it. The Democrats will screw it up.”
“I am European. Basic national health care does work regardless of the misinformed media reports we receive on a daily basis.”
According to the study, whose full results will be revealed in ASJ’s June 2010 print edition, 72 percent of agents favor health care reform – just not in its current form. The component with the most producer support is small-business tax credits (83 percent); the component with the least support is the much maligned public plan option (21 percent).