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According to the National Association of Insurance Commissioners, only 17 states require fingerprints before approving hopeful producers with an insurance license. The states that perform less extensive background checks may be handing out licenses to less-than-favorable characters, Insurance Journal reports. In a recent survey by that magazine, of 26 state insurance departments, 11 say they use fingerprinting to weed out the really bad eggs. Of those 11, all of them say it has “definitely helped them identify producer hopefuls who have served prison time or had notable run-ins with the law.”


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