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College students understand that they need health insurance, but they don’t know much about it.

Marketers at eHealthInsurance, a unit of eHealth Inc., Mountain View, Calif., have published that finding in a summary of results from a recent survey of 532 U.S. college students.

About 62% said they would rather live with their parents and have health coverage than live on their own without health coverage, and 29% listed health insurance as the most important employee benefit.

About 85% said they expect their first “real world” job to provide health coverage.

But fewer than half said they thought they understand health insurance terms. Only 44% could define “deductible,” and only 29% could define “premium.”