NAHU Weighs In On Medicare Rules

“NAHU has concerns that the lack of a clear definition of what is or is not a health insurance product could be confusing and problematic to agents,” Trautwein says. “The association also would have preferred CMS to have provided a safe harbor for agents and brokers who are working with existing clients, as well as for clients who ask for specific information about other non-health insurance products during the course of a sales meeting, so that seniors who request such information could receive it in a timely manner.”

The interim Medicare plan marketing final rule calls for standardized and exam-based training for private Medicare plan producers.

NAHU likes that provision but has some concerns about the proposed agent compensation provision definitions, Trautwein says.

NAHU is happy to see that CMS officials is letting health plans pay a somewhat higher level commission during the initial year in which a policy is written, Trautwein says.

That option reflects the extra effort needed to set up a policy, Trautwein says.