Q. I sell LTC insurance in an area with a lot of veterans. I know the Veterans’ Administration will pay for LTC coverage in certain situations, which certainly affects my sales. What kind of coverage does the VA provide?
A. The Veterans’ Administration will help pay the LTC expenses of veterans and their widows, but it can be difficult to qualify for this benefit. To learn about the specific benefits provided, I consulted with California elder-law attorney Gilbert Fleming, who has written a workbook on this topic.