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Boomers lack knowledge of disability issues

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America’s Health Insurance Plans wanted to find out how much baby boomers — many of whom plan to work long into traditional retirement years — know about the public safety net available to disabled workers, programs like Social Security Disability Insurance and Workers’ Compensation. It turns out the boomers don’t know as much as they should, especially as they near retirement and the detailed planning that takes. The findings are detailed in “Baby Boomer Perception of the Disability Income Public Safety Net.”

Thirty-five percent of boomers admitted they had no idea how long it takes to be accepted or denied for SSDI benefits, and another 34 percent underestimated the timeline — approximately 500 days. That could lead to the incorrect assumption that they don’t need to have disability insurance to cover the gap.

Almost half of respondents, 47 percent, said they believed a person would qualify for SSDI benefits if he was unable to work in his current job but could work at a job that pays less money.

For more information from the study, visit