Many U.S. workers lack disability coverage, but they tend to be aware of the risk of disability.
Researchers at Berkshire Life Insurance Company of America, Pittsfield, Mass., a unit of Guardian Life Insurance Company of America, New York, have published disability attitude figures in a summary of results from a recent survey of 520 U.S. workers ages 18 and older.
About 28% of the participants said they are very or extremely concerned about the risk that an accident or illness could keep them from working in the next 6 to 12 months.
In contrast, only 25% of the participants said they are worried about losing their jobs in the next 6 to 12 months due to economic conditions, the Guardian researchers report.