Members of the Florida Health Insurance Advisory Board hope to improve the risk profile of the state’s insureds by influencing the insureds’ average age.
The board’s list of “issues to discuss in developing legislative recommendations for 2008″ includes three ideas for getting more healthy lives into the health insurance market.
One idea would be to let parents provide coverage for older children who are no longer dependents.
Florida could increase to the dependent coverage age limit to as high as age 30 for children who are Florida residents or students, board members say.
The board members also are proposing that colleges in the state require all students who can afford health coverage to have coverage that is “creditable” for purposes of the coverage continuation provisions of the Health Insurance Portability and Accountability Act of 1996.