A large insurer is updating an ancillary benefits product.
The group dental arm of MetLife Inc., New York, has introduced a “graduating dental benefits” option as an alternative to programs that permit dental plan members to roll a portion of unused benefits over from one year to the next.
The option will increase annual maximum benefits over 2 or 3 years, up to a maximum of $3,000, regardless of plan members’ claim history, MetLife says.
The annual benefit increase should please plan members without giving them an incentive to skimp on oral health care, MetLife says.