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Vermont Protects Consumers Who Change Genders

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The Green Mountain State has a new law that prohibits financial services companies from discriminating against consumers who are changing genders or who are unclear about whether they are male or female.

The Vermont Department of Banking, Insurance, Securities and Health Care Administration has issued Insurance Division Bulletin Number 153 to tell insurers about the law.

Under the law, “gender identity” means “an individual’s actual or perceived gender identity, or gender-related characteristics intrinsically related to an individual’s gender or gender identity, regardless of the individual’s assigned sex at birth,” department officials say.

In a question-and-answer section, regulators respond to a question about the effects of the new law on coverage for prostate conditions for men who are in the process of “transitioning to female gender identity.”

“It is currently a violation of Vermont insurance laws to arbitrarily deny a claim for a medically necessary covered benefit for which an insurer is otherwise liable under an insurance contract,” officials write in the answer to the prostate condition question. “The bill does not change current law.”

A copy of the bulletin is available