Users of health account plans appear to be much less satisfied than users of traditional managed care plans.
Consultants at Towers Perrin Inc., Stamford, Conn., have published data supporting that conclusion in a report on a survey that compares members of traditional managed care plans with members of plans that offer access to health savings accounts or health reimbursement arrangements.
Only 50% of the account plan members said they are satisfied or very satisfied with the ability of their current plans to protect them against the risk of major health care costs, compared with 65% of the traditional plan members.
Account plan members said they are even less satisfied with other aspects of their plans.
In theory, HSAs and HRAs are supposed to help holders save for retirement, but only 22% of the account plan members said they are satisfied or very satisfied with the ability of the plans to help them prepare for retirement health care expenses, compared with 30% of the traditional plan members.