The typical U.S. worker spends more time getting ready for Thanksgiving than reviewing employer-sponsored health, life and disability insurance.

Researchers at Guardian Life Insurance Company of America, New York, have published that finding in a summary of a recent survey of 532 U.S. consumers ages 18 and older who are employed at least part-time.

About half of U.S. workers spend little or no time reviewing their benefits each year, and the result is that many workers do not understand how group benefits are underwritten or how much they cost, the researchers report.

The average survey respondent spent only 1.4 hours reviewing benefits this past year. That compares with an average of 2.8 hours spent on filing taxes and 2.7 hours spent on getting ready for Thanksgiving, the researchers report.

About 27% of the participants who said they had some form of disability insurance did not know what percentage of their income was protected.

Among sources that employees consulted before making decisions about their benefits each year, 50% cited literature provided by employers; 42%, their employer’s human resources department; 36%, benefits advisors; and 45%, family members.