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January 18, 2007 at 10:53 AM
About 1% of privately insured Americans are enrolled in a consumer-driven health plan, while another 7% have high deductible health plans, a new study shows.
The study, a joint survey by the Employee Benefit Research Institute and the Commonwealth Fund, Washington, found the percentage having CDHPs was unchanged since 2006, while those having HDHPs declined from 9% a year earlier.
Among 8.5 million Americans ages 21-64 who had health plans with deductibles high enough to qualify for health savings accounts, just 2.6 million were offered or were aware of the option to open an HSA. And just 1.3 million actually had either an HSA or a health reimbursement arrangement, the study found.
