A long term care insurer says it will be simplifying the way it pays claimants.

MedAmerica Insurance Company, Pittsburgh, says the benefits payment system will affect holders of its CareDirections Simplicity policyholders.

The program will eliminate the need for claim form submission, company review of expenses incurred, and submission of receipts or proof of services rendered, according to MedAmerica, a unit of Lifetime Healthcare Companies, Rochester, N.Y.

MedAmerica also will pay claims before the claimants incur expenses, the company says.