High-deductible, health savings account-compatible health insurance policies are growing in popularity with young consumers and middle-income consumers.
Researchers at eHealth Inc., Mountain View, Calif., the company that runs the Web site at Document Link, have based those conclusions on data from consumers who bought HSA-eligible coverage through the site.
The percentage of HSA-compatible plan purchasers who are ages 20 to 29 increased to 28% in 2005, from 20%, while the percentage in the 30-39 and 40-49 age categories fell.
Researchers found that previously uninsured consumers who bought health coverage in 2005 were much more likely than in 2004 to be over age 60 and to have annual incomes in the $50,001 to $75,000 category.