The Garden State will require group health insurers to offer continuation plans for single, childless adults ages 18 to 30 who are no longer eligible for coverage through their parents’ group health plan.
The young adults must show that they are either residents of New Jersey or attending college, but they do not have to prove that they have low incomes or that they count as dependents on their parents’ tax returns.
The mandate, created by a new state law that takes effect Friday, applies only to health plans to offer parents access to dependent care coverage.
New Jersey officials estimate that the young adult continuation coverage will cost about 20% to 40% less than coverage for single members of the parents’ group health plans, but the young adults or their parents must pay for the coverage themselves.
More information about the program is on the Web at Document Link