One of the biggest U.S. health insurers is giving individuals more access to its provider networks.

Aetna Inc., Hartford, says it now is selling membership in its Vital Savings on Pharmacy and its Vital Savings on Long Term Care discount programs to individuals. The LTC discount program offers members access to a life assistance program and discounts on skilled nursing care, home health care, respite care, hospice care, and medical equipment.

Aetna has been selling access to a dental discount program to individuals since July 2004.