First Commonwealth is adding a consumer-driven dental care feature developed by its parent company.

First Commonwealth, a unit of Guardian Life Insurance Company of America, New York, says it will be offering a Maximum Rollover feature for members of its dental preferred provider organization plans.

Members of Maximum Rollover PPO plans can roll unused annual maximum assets into a personal Maximum Rollover Account at the end of each plan year.

Members can save the MRA assets to cover the cost of any high-cost services that they might need in the future.

Guardian began selling the Maximum Rollover feature with its own group dental products in November 2004.

The First Commonwealth version of the feature is available for employers with at least 10 covered employees.