The Employee Benefit Research Institute has been raising doubts for years about the ability of health savings accounts to save the U.S. health finance system.[@@]
America’s Health Insurance Plans, Washington, recently reported that insurers have sold about 1 million HSA-compatible health insurance policies.
But Dallas Salisbury, president of EBRI, Washington, says he still believes that researchers need more data to determine if HSAs and “consumer-driven health plans” can do much to hold down health care costs or help employees save for post-retirement health care costs.
Employers still aren’t offering HSAs to all that many employees, and even employees who can choose between traditional health insurance plans and HSA plans may need more information about the HSA plans, Salisbury says.