NU Online News Service, April 21, 2005, 5:04 p.m. EDT

Vested Health L.L.C., one of the first sellers of health insurance plans that include personal health accounts, says the accounts have worked well for its customers.[@@]

The Charleston, W.Va., company has been selling account-based health plan programs for 4 years.

Employers with fewer than 50 employees have reported an average health insurance rate increase of just 4.5% this year, and members of those employers’ health plans are rolling over an average of 61% of account assets at the end of the year, Vested says.

Employers with more than 50 employees have reported an average health insurance rate increase of 7.8%, and members of those employers’ plans are rolling over an average of 64% of health account assets, Vested says.