Many U.S. employers may bethinking about adding personal accounts to their health plans.[@@]
Researchers with the consulting arm of Aon Corp., Chicago, and the International Society of Certified Employee Benefit Specialists, Brookfield, Wis., have published figures supporting that conclusion in a report on a survey of 208 benefits managers conducted in January.
All of the survey participants were benefit specialists society members. They work at employers at all sizes, but the fact that they are active enough in the society to complete the questionnaire may mean that they and their employers are more interested in new benefits ideas than the typical human resources executive or the typical company.
But the survey showed that 22% of society members’ employers already offer health plans that include health reimbursement arrangements or health savings accounts.
HRAs give employers full control over account assets and appeal to employers that prefer to use health insurance policies with relatively low deductibles.