By Kenneth J. Smith
Talk about the grass always being greener. I so often hear, “Of course critical illness insurance sells in other countries. Many of those countries have socialized medicine.”
But guess what producers in those countries are saying? “Must be nice, selling CI insurance in the United States. With no national health care program, the people dont rely on the government for their health care costs.”
When you think about it, the American condition makes CI one of the most attractive products ever offered. We are creatures of immediate gratification. We want what we want, how we want it, when we want it. And were usually willing to pay to get it.
In short, the producers in the other countries are right: The greener grass is right here in the United States.
Ask anybody here, “If you get cancer, do you want the best treatment your major medical insurance will pay for or the best treatment money can buy?” Given this choice, nearly everyone wants the best treatment money can buy.
Thats the beauty of this coverage: Those who buy CI insurance have the choice.