NU Online News Service, Oct. 5, 1:45 p.m. – Employers that offer long-term disability insurance often continue life and health insurance benefits for longer than 12 weeks when workers become disabled, according to new figures from Aon Consulting, Chicago, an arm of Aon Corp.
Aon based the results on an informal fax survey of 268 employers. Most of the participating employers have at least 251 employees, and most offer both long-term and short-term disability benefits.
The federal Family and Medical Leave Act requires most large and midsize employers to continue an employee’s benefits for at least 12 weeks after an employee gives birth or suffers from disabling health problems.
But Aon found that only 10% of the employers surveyed stopped treating health plan members as active employees after 12 weeks of disability leave. Only 6% stopped treating life insurance plan members as active employees after 12 weeks.
Sixty-two percent reported treating disabled workers as if they were active employees for purposes of health benefits for at least six months, and 63% reported extending active-employee life benefits to disabled workers for at least six months.