Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
The Mutual Benefits of 401(k) Plans
By Ed McCarthy, CFP, RICPFor many employees and executives, their 401(k) plans have become a large part of their retirement savings. The plans are also important for employers, though,...
October 01, 2008
VAs: What's New?Variable annuities have undergone and are still undergoing constant improvement, experts say, and a more advisors than before are willing to consider them for clients. Research...
October 01, 2008
NEWS & PRODUCTS, OCTOBER 2008Health insurance coverage continues to decline, according to the Employee Benefit Research (EBRI), which used the U.S. Census Bureau's March 2007 Current Population Survey (CPS),...
October 01, 2008
Annuities for WomenWomen should put 40% to 80% of retirement assets into lifetime income annuities, according to Lifetime Income for Women: A Financial Economist's Perspective, a paper...
October 01, 2008
Balance Sheet StructureSome questions bring into sharp focus the difference between investing for accumulation versus investing for retirement income. For example, a key question to consider is: Should...
October 01, 2008
Are You a Stock or a Bond?Pensions Are Dying; Long Live Pensions"...At present, the only way a company can manage the risk of long-lived workers is to work them so hard...
October 01, 2008
Legal Double DippingWhat if you could tell a client that they can retire early and still get their full retirement benefits? Well, in fact, you can. "It's...
October 01, 2008
DOL Floats Advice ProposalsThe Department of Labor (DOL) recently announced two proposed rules under the Pension Protection Act (PPA) designed to make investment advice more accessible for millions...