Variable Annuities
Variable annuity news and analysis, including coverage of registered indexed linked annuity (RILA) contracts.
What advisors don’t know about variable annuities: How GLIBs work
By Mike HenkelThere is the shadow value, which is the accounts high-water mark, and the actual account value.
April 08, 2013
What Advisors Don’t Know About Variable Annuities: How GLWBs WorkFees are based on the portfolios high-water mark, and the VA holder is actually making payments to himself from his own money until all those funds are exhausted.
April 04, 2013
VA mechanics: What advisors don’t know about variable annuitiesLets clear up some of the confusion about variable annuities and their income guarantees.
April 02, 2013
What Advisors Don’t Know About Variable Annuities: VA MechanicsTo understand how VAs differ and where they fit in a clients portfolio, first understand their common traits, like how a guaranteed withdrawal rate actually works.
March 29, 2013
Variable Annuity Sales Slide as Income Annuities Reach RecordOverall VA sales trended downward compared with 2011, but were relatively even with 2010 levels.
March 20, 2013
Are lower cost variable annuities with lifetime benefits a bargain?Asset allocation is more important than ever in newer variable annuities.
March 20, 2013
Are lower cost variable annuities with lifetime benefits a bargain?Asset allocation is more important than ever in newer variable annuities.
March 11, 2013
VA summary prospectus model on its wayThough no date has been set, the SEC is inching closer to formulating rules for a summary prospectus.