Have you gotten a winter cold? Adults get two to four colds a year.Have you experienced a bear market? Bear markets come along every 3 1/2 years or so.Colds typically last 7-10 days. Bear markets average 9.6 months. Both knock you out and leave you feeling miserable. The two conditions have a lot of similarities. Using analogies might lead to "aha" moments for clients. The accompanying slideshow spells out 11 ways to tie them together.