Six more states will now let consumers use a stand-alone long-term care insurance (LTCI) policy from National Guardian Life Insurance Company (NGL) with their state Long Term Care Partnership programs.
The six states are Kentucky, Maine, Missouri, North Carolina, Nevada and Oregon.
(Related: New Stand-Alone LTCI Player Continues to Move Forward)
NGL now offers the EssentialLTC stand-alone policy in 46 states and the District of Columbia.
Consumers can use the policy for LTC Partnership program purposes in 33 states.
The federal government now lets states use LTC Programs to encourage residents to insure themselves against the risk of needing long-term care.