The cost of long-term care (LTC) services really didn't go up all that quickly last year.
So, on the one hand: hurray!
On the other hand: I spent the past two days trying to understand a brisket rather than trying to understand long-term care insurance (LTCI).
One hard truth I learned is that, if you cook a big brisket for four hours, at the relatively low temperature of 275 degrees, right next to a refrigerator, that's not good for the contents of the refrigerator.
Another hard truth I learned is that, if you put a giant brisket that seems somewhat warm but not that warm inside the refrigerator, that's also not good for the contents of the refrigerator.