Insurers may have spent about as much on long-term care insurance (LTCI) claims in 2012 as in 2011, but they seem to have sent the checks to more beneficiaries.

The American Association for Long-Term Care Insurance (AALTCI) is estimating that carriers paid about $6.6 billion in LTCI benefits in 2012 for 264,000 insureds, or about $25,000 per claimant.

AALTCI has based those figures on a survey of major LTCI carriers.

When AALTCI conducted an earlier survey, it found that carriers paid about $6.6 billion for 200,000 insureds in 2011, or about $33,000 per claimant.

AALTCI asked participants to tell it about their biggest open claims for male claimants and female claimants.

The size of the largest open claim for a woman increased to $1.8 million in 2012, up from $1.7 million in 2011.

The size of the biggest known open LTCI claim for a male claimant held steady at $1.2 million.

AALTCI found that about 23 percent of the open claims started when the insureds were ages 70 to 79, and 68 percent started when insureds were ages 80 and older.

See also: