One LTCI claimant: $1.8 million in benefits

Insurers may have spent about as much on long-term care insurance (LTCI) claims in 2012 as in 2011, but they seem to have sent the checks to more beneficiaries.

The American Association for Long-Term Care Insurance (AALTCI) is estimating that carriers paid about $6.6 billion in LTCI benefits in 2012 for 264,000 insureds, or about $25,000 per claimant.

AALTCI has based those figures on a survey of major LTCI carriers.

When AALTCI conducted an earlier survey, it found that carriers paid about $6.6 billion for 200,000 insureds in 2011, or about $33,000 per claimant.

AALTCI asked participants to tell it about their biggest open claims for male claimants and female claimants.